Terms of Use

Welcome to wyrenqualith, a financial research methods platform operated by wyrenqualith Inc. These Terms of Use govern your access to and use of our website, services, and educational content available at wyrenqualith.com. By accessing or using our platform, you acknowledge that you have read, understood, and agree to be bound by these terms.

1. Acceptance of Terms

By creating an account, accessing our content, or using any of our services, you enter into a legally binding agreement with wyrenqualith Inc. If you do not agree with any part of these terms, you must discontinue use of our platform immediately. These terms apply to all users, including visitors, registered users, and subscribers.

We reserve the right to modify these terms at any time. Changes become effective immediately upon posting to our website. Your continued use of our services after modifications constitutes acceptance of the updated terms.

2. Platform Description and Services

wyrenqualith provides educational content and research methodologies focused on financial analysis, market research techniques, and data interpretation skills. Our platform offers learning programs, statistical resources, and educational materials designed to enhance understanding of financial research methods.

2.1 Educational Nature

All content provided through wyrenqualith is strictly for educational purposes. We do not provide investment advice, financial planning services, or recommendations for specific financial products. Our materials focus on teaching research methodologies and analytical skills.

2.2 Service Availability

We strive to maintain continuous service availability but cannot guarantee uninterrupted access. Scheduled maintenance, technical difficulties, or other factors may temporarily affect service availability. We will provide reasonable notice when possible.

3. User Accounts and Registration

To access certain features of our platform, you must create an account and provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

• You must be at least 18 years old to create an account
• One person may maintain only one active account
• Account sharing or transfer is strictly prohibited
• You must notify us immediately of any unauthorized account access
• We reserve the right to suspend or terminate accounts for terms violations

4. User Conduct and Responsibilities

Users must conduct themselves professionally and respectfully when using our platform. The following behaviors are strictly prohibited:

• Harassment, abuse, or intimidation of other users or staff
• Posting or sharing offensive, discriminatory, or inappropriate content
• Attempting to access restricted areas or other users' accounts
• Using automated tools to scrape or download content without permission
• Sharing account credentials or allowing unauthorized access
• Uploading malicious software, viruses, or harmful code
• Engaging in any activity that disrupts platform functionality

5. Intellectual Property Rights

All content, materials, and resources available through wyrenqualith, including but not limited to text, graphics, logos, images, audio clips, video content, data compilations, and software, are the exclusive property of wyrenqualith Inc. or our licensors and are protected by Canadian and international copyright laws.

5.1 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our content solely for personal, non-commercial educational purposes. This license does not permit redistribution, modification, or commercial use of our materials.

5.2 Restrictions

You may not copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any content obtained through our platform without explicit written permission from wyrenqualith Inc.

6. Privacy and Data Protection

Your privacy is important to us. We collect, use, and protect your personal information in accordance with our Privacy Policy and applicable Canadian privacy legislation, including the Personal Information Protection and Electronic Documents Act (PIPEDA).

6.1 Data Collection

We collect information necessary to provide our services, including registration details, learning progress, and platform usage data. This information helps us improve our services and customize your learning experience.

6.2 Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no internet transmission is completely secure, and you use our platform at your own risk.

7. Payment Terms and Refund Policy

Certain services and content on our platform require payment. All fees are stated in Canadian dollars and are subject to applicable taxes. Payment is due at the time of purchase unless otherwise specified.

7.1 Subscription Services

Subscription fees are charged on a recurring basis according to your selected plan. You may cancel your subscription at any time, but cancellation will not trigger a refund for the current billing period.

7.2 Refunds

We offer a 14-day refund period for new subscribers who have accessed less than 25% of available content. Refund requests must be submitted in writing to our support team. Processing may take 5-10 business days.

8. Disclaimers and Limitations of Liability

Our platform and content are provided "as is" without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

8.1 Limitation of Liability

To the maximum extent permitted by law, wyrenqualith Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, regardless of the theory of liability.

8.2 Maximum Liability

Our total liability to you for all claims arising from or related to our services shall not exceed the amount you paid to us in the twelve months preceding the claim.

9. Termination

Either party may terminate this agreement at any time. You may terminate by closing your account and discontinuing use of our services. We may terminate your access immediately for any reason, including breach of these terms.

Upon termination, your right to access and use our platform ceases immediately. Sections of these terms that by their nature should survive termination shall remain in effect, including intellectual property rights, disclaimers, and limitations of liability.

10. Governing Law and Dispute Resolution

These terms are governed by and construed in accordance with the laws of Alberta, Canada, without regard to conflict of law principles. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of Alberta.

10.1 Mediation

Before initiating formal legal proceedings, parties agree to attempt resolution through mediation. If mediation fails, disputes will be resolved through binding arbitration in accordance with the rules of the Alberta Arbitration Act.